【consecutive dividend increases】 What is the difference between Mizuho Leasing and Ricoh Leasing? In-depth comparison!

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Investment

Hello everyone. I’m @olivertomolife and I love investing and shareholder special offers!





Mizuho Leasing and Ricoh Leasing are two stocks that are easily compared among Japanese stocks.





I’m sure many of you are wondering what kind of business they are doing.





In fact, these two companies have a business alliance.





In this article, I’m going to compare the stocks of Mizuho Leasing and Ricoh Leasing!





I’ll be comparing the stocks of Mizuho and Ricoh Leasing.




Recommended for
  • Those who want to invest in leasing stocks with good performance in Japanese stocks
  • Want to know the difference between Mizuho Lease and Ricoh Company, Ltd.
  • Want to invest in Japanese stocks with good dividends.







Contents of this article
  • What is the difference between Mizuho Leasing and Ricoh Leasing?
  • What is Mizuho Leasing?
  • What is Ricoh Leasing?
  • Points to note when investing in leasing stocks








The author has three years of investment experience and has experience in the securities industry.





By reading this article, you’ll learn about the differences between Mizuho Leasing and Ricoh Leasing!




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What are the differences between Mizuho Leasing and Ricoh Leasing?

Japan stock

In conclusion, the difference between the two is that they are either financial leases or they are not financial leases.





First of all, Mizuho Leasing is in the leasing business as an affiliate of the Mizuho Group.





Mizuho Leasing is an affiliate of the Mizuho Group, which is one of the three largest banks in Japan, and its business is based on the strength of Mizuho Bank’s business support.





Ricoh Leasing, on the other hand, is a non-financial leasing company and an affiliate of a company that manufactures cameras and MFPs.





Its strength lies in its use of Ricoh printers and office equipment, and it has a good reputation in office leasing.





Both companies are engaged in businesses that make the most of their areas of expertise.





What is Mizuho Leasing?

Japan stock

Mizuho Leasing Co., Ltd. is an affiliate of Mizuho Bank, Ltd. and was established in 1969 as a general leasing company.





The company is actively developing its business both domestically and internationally, and is also involved in proposal-based sales and M&A.





The company has increased its dividend for 17 consecutive years, and is proactive in returning profits to shareholders.





For more information about Mizuho Lease’s shareholder benefits, please refer to the following article.




What is Ricoh Leasing?

Japan stock

Ricoh Leasing was established in 1976 to handle Ricoh’s credit card business.





The company’s strength lies in leasing mainly office equipment, and its business is based on the stable financial base of the Ricoh group.





The company also offers special benefits to shareholders and has a good reputation for shareholder returns.





For more information about Ricoh Leasing’s shareholder benefits, please refer to the following article.





Points to keep in mind when investing in leasing stocks

Japan stock

1 Credit risk

Since the leasing business takes an average of five years to complete, there is a possibility that the client company will go bankrupt during the contract period, making it difficult to collect the lease payments.





Depending on the global economy, environment, and other factors, such losses may affect the performance of leasing companies.





The companies are trying to diversify the risk by lowering the unit price.




2 Interest rate fluctuation and liquidity risk

Risks may arise due to fluctuations in interest rates when procuring funds from financial institutions, etc., for leasing.





If the market environment worsens, it will be difficult to secure funds, so companies are diversifying risks by analyzing and studying the situation.




3 Others

There are risks associated with fluctuations in demand for capital investment and changes in social infrastructure, laws and taxation systems.




Conclusion

Japan stock
  • Mizuho Leasing is a financial leasing company
  • Ricoh Leasing is strong in office leasing
  • There are risks in leasing.






I have explained the differences between Mizuho Leasing and Ricoh Leasing!





I will continue to provide useful information for investment, so please stay tuned.





Thank you for reading to the end!

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