【Good financial condition】 Can you get one for less than 100,000 yen? What is Tokyo Individualized Educational Institute?

Hello everyone. I’m @olivertomolife and I love investing and shareholder special offers!





When investing, we often focus on performance and dividends, but sometimes the stock price is too high and it is difficult to buy.





There are a lot of Japanese companies whose stock prices are low, but whose performance and dividends are good!





One of them that I would like to recommend is Tokyo Individualized Educational Institute, which is a group company of Benesse Holdings, which is well known for Shinkenzemi.





Let’s take a look at what kind of business they are engaged in!

The author has been investing for three years and has experience in the securities industry.





By reading this article, you’ll learn about stocks that are financially stable!

What is Tokyo Individualized Educational Institute?

Founded in 1985, Tokyo Individualized Educational Institute is a company that operates an education business focusing on individualized education.





It was listed on the stock exchange in 2002, and became a Benesse Holdings group company in 2007 after forming a capital alliance with Benesse Holdings.





The company provides thorough individualized instruction in the Tokyo and Osaka areas.





The company aims to improve learning effectiveness by providing education in small numbers, with a maximum of two students per instructor.

Company’s Business

1 Individual tutoring school

We operate 198 individual tutoring cram schools in the Tokyo metropolitan area, 8 in the Kansai area, and 6 in the Kyushu area.





We are strong in creating study plans that suit each student’s needs and in collecting information on local examinations.





The company is also known for its high-quality instruction by instructors who have passed strict hiring standards.

2 Benesse Science and Writing Class

The company operates 10 cram schools in Tokyo, five in Kanagawa, and one in Saitama to foster chemistry and writing skills.





The Science Classroom has programs designed to foster children’s ability to discover issues and think about them, and aims to provide effective guidance for children’s growth.





In the writing expression class, we aim to develop not only writing skills, but also expressive skills and the ability to interact with others.

3 CCDnet

Since 2014, this is an internet-based tutoring service for junior high and high school students.





Each class is 55 minutes long and costs an average of 28,000 yen per month.





It has an advantage in that classes can be taken at any location.

4 Others

With the acquisition of the shares of HRBC Corporation, a human resource development company, they are going to expand their education business for working people.





This company was established in 2008 and develops and conducts training programs for human resources.

Company Indicators

PER	PBR	Dividend yield	Equity ratio	Market capitalization
22.6x	4.39x	4.41%	72%	24th

In terms of indicators, what is particularly noteworthy is the high capital adequacy ratio.





Generally speaking, companies with a capital adequacy ratio of 40% or higher are said to have a low risk of bankruptcy, which gives us a sense of security.

Dividends

Dividends are paid out continuously at the same amount, so we can say that this is a stock that we can hold for a long time.

Are there any special benefits for shareholders?

By holding 100 shares and vesting at the end of February every year, you can receive a special gift worth 1,500 yen.





The special gifts are sent out around May every year.





The actual shareholder benefits received are introduced in the following article.

Recommended 3 investment trusts for inclusion

We have selected investment trusts that close once a year and include Tokyo Individualized Educational Institute.





Please refer to the following.





Sumitomo Mitsui DS Asset Management Sumitomo Mitsui Dividend Focus Open





Mitsubishi UFJ International Asset Management eMAXIS JPX Nikkei Mid-Cap Index





Mitsubishi UFJ International Investment Trust Fund Manager (Domestic Stocks)

Personal Viewpoint

In my personal opinion, the small class size and the support for each student’s goals are greatly appreciated.





In addition, the stock price has become easier to buy than it was a few years ago, and I think we can expect the stock price to return due to a sense of delay.





I own this stock for shareholder benefits, but I think it is worth buying for the long term.





The fact that the major shareholder is Benesse, the largest education company in Japan, also gives me a sense of security.





I think the company has not been fully evaluated yet, so I have high expectations for the future.





This is just my personal opinion, so I’ll leave the final decision up to you.

Conclusion

I have explained about Tokyo Individualized Educational Institute.





Since investment is your own responsibility, you should refer to various opinions and make the final decision by yourself.





I will continue to introduce a variety of Japanese stocks in the future.





Thank you for reading to the end!